404 21st St SE

Vero Beach, FL 32962
  • $419,900

    Price
  • 3

    Bed
  • 2

    Bath
  • 1,640

    SqFt

About the Listing 276004076 - 449590077

RARE 2.75% ASSUMABLE FHA MORTGAGE! Qualified buyers have an incredible opportunity to assume this low-rate loan with a current monthly mortgage payment of approximately $2,150. Welcome to Vero Shores a peaceful, established community near the Indian River, adjacent to the natural beauty of Harmony Oaks Conservation Area, with NO mandatory HOA and the freedom to bring your BOAT, RV & TOYS! This solid CBS 3BR/2BA home offers 1,640 SF and sits on an EXTRA-LARGE .37-ACRE CORNER LOT over 16,000 SF and approximately 140x115! Two driveway access points, a double commercial gate and improved shell/coquina side parking make maneuvering and storing a boat, RV or trailer a breeze. A BRAND-NEW PAVER DRIVEWAY adds beautiful curb appeal. Inside, you'll find a BRAND-NEW guest bathroom renovation featuring tile flooring, new vanity and fixtures. Major improvements offer peace of mind, including a 2018 METAL ROOF, 2018 HVAC, 2022 WATER HEATER and COMPLETE REPLUMB in 2022. Impact-rated doors and garage door add another valuable upgrade. The laundry room has also been improved with an HVAC duct, bringing the space under air. The Florida lifestyle continues out back with an impressive 30x15 SCREENED & COVERED LANAI approximately 450 SF of additional outdoor living and entertaining space featuring a beautiful wood ceiling and commercial fan. The oversized backyard is fully fenced and includes a utility shed for additional storage. Location is another standout! Vero Shores offers a tucked-away residential feel surrounded by some of Vero Beach's natural beauty, with Harmony Oaks Conservation Area nearby, the Indian River just minutes away and easy access to boating, outdoor recreation, shopping, dining and Vero's beautiful beaches. BIG LOT. NO MANDATORY HOA. ROOM FOR THE TOYS. And a 2.75% assumable FHA mortgage opportunity that's nearly impossible to recreate in today's market. FHA loan assumption subject to lender approval and buyer qualification.

Listing Highlights

Status Active
Days on Site 6
Property Type Residential
MLS ® B26075381
Year Built 1973
Total Square Footage 1,640
Lot/Acreage 0.37
County Indian River
Elementary School Indian River
High School Vero Beach

Interior Details

  • Bedrooms: 3
  • Bathrooms: 2 Full
  • Appliances: Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer
  • Air Cond: Central Air,Ceiling Fan(s),Electric
  • Heating: Central,Electric
  • Fireplaces:
  • Floor: Tile
  • Above Ground Sq Ft:
  • Below Ground Sq Ft: n/a
  • Basement:
  • Other: Unfurnished,Breakfast Area,Eat-in Kitchen,Kitchen/Dining Combo,Pantry,Separate Shower,Walk-In Closet(s),Pets Allowed
  • Water: Public

Exterior Details

  • Lot Description: Corner Lot,Landscaped,1/4 to 1/2 Acre Lot,Shed(s)
  • Garage Capacity: 2 car
  • Parking Spaces: 2
  • Lot Dimensions: 140x115
  • Zoning: RS-6
  • Roof: Metal
  • Others: Outdoor Living Area,Storage,Room For Pool
  • Sewer: Public Sewer
  • Parking Features: Attached,Boat,Driveway,Garage,Garage Door Opener,Gravel,Open,RV Access/Parking

Financial Details

  • Tax Amount: $4,549
  • Taxes w/Assessments: $344,355
  • Tax/Property ID: 334031000050060000110
  • Tax Year: 2025

Payment Calculator

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404 21st St SE Vero Beach, FL 32962

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Originating MLS: BEACH

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Nicole Gary

CEO - The Nicole Gary Team | The Nicole Gary Team

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